Ricardo Espírito Santo Silva Salgado (born June 25, 1944) is a Portuguese economist and Banker. President and founder of Banco Espírito Santo, he was, until July 2014, the banker in the active for the longest time in Portugal.Ricardo Salgado was detained on the 24th July 2014 in an investigation into suspected tax evasion and money laundering in which Mr Salgado, 70, was later released on bail of €3m after being questioned by an investigating magistrate at Lisbon’s central court of criminal investigation.